Is Express Checkout (EC) a Payment Gateway (PG) ?

Juspay is not a traditional Payment Gateway (like Citrus, CCAvenue, EBS, HDFC PG, PayU, Axis (MIGS), ICICIMS, Razorpay etc). 

Express Checkout is a wrapper and booster layer on top of PGs. Juspay’s Express Checkout was built with the vision of giving the customers a lean and delightful payment experience while radically improving the conversions for the merchants. It’s built as a wrapper on top of ANY payment gateway that you choose to use.

Some of the salient features of EC here are:

1.  Integrate ONCE with Juspay’s PG Wrapper APIs and activate multiple PGs for your platform. JusPay supports more than 15 gateways/aggregators. Most of your favourite gateways are included. For the comprehensive list of gateways supported, please refer this:

2.  Dynamic Switching between multiple Payment Gateways. Fully flexible and smart routing rules (health based, card type based, BIN based, volume based etc). Gain complete control over the rules using our flexible DSL.

3.  Store Cards with minimal PCI Compliance! We are PCI Level 1 compliant, so you don’t have to be.

4.  InFrame Checkout - Accept cards on your site (and not on a PG page) with reduced PCI Compliance scope*. Our checkout frame is heavily optimized for mobile, web and Android/iOS applications. 

5.  Not just heavily optimized, but an always improving checkout form. Accept all popular card brands such as Visa, MasterCard, Amex & Rupay, more than 60 NetBanking options and all the popular Wallets such as PayTM, MobiKwik & FreeCharge. 

6.  Single API for refunds and status checks, across multiple PGs.

7.  PUSH Refunds with built-in bank account verification to ease your COD order return scenarios. Eliminate manual errors completely with JusPay's APIs.  

8. Direct OTP Authentication - No Bank Pages

There is no redirection to the bank pages, thus providing a native experince to the customers.

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